致力于推动全球南方数字基础设施建设。通过技术创新与社区协作，消除数字鸿沟，构建公平、透明、可问责的全球金融新秩序。
A non-profit organisation advancing digital infrastructure across the Global South. Through technology and community collaboration, we work to close the digital divide and build a fair, transparent and accountable global financial order.
南太自由发展基金会（SP-FDF）是一家非营利组织，工作重心是帮助太平洋岛国与全球南方国家建立属于自己的数字金融与数字基础设施能力。
SP-FDF is a non-profit organisation focused on helping Pacific Island and Global South countries build their own digital finance and digital infrastructure capacity.
通过技术创新与社区协作，消除数字鸿沟，构建公平、透明、可问责的全球金融新秩序。
To close the digital divide through technology and community collaboration, and to build a fair, transparent and accountable global financial order.
不以资金投入为主，而以政策设计、技术标准与合规框架为主：把国际最佳实践整理成可落地的立法草案、技术附件与实施路线图，提交给主权国家政府决策。
We do not lead with capital. We lead with policy design, technical standards and compliance frameworks — turning international best practice into draft legislation, technical annexes and implementation roadmaps for sovereign governments to decide on.
基金会的主要工作成果，是为巴布亚新几内亚编制的《国家数字金融战略（2026–2030）》。该战略于 2026 年 8 月 2 日在深圳完成，已呈报巴新总理办公室。
The Foundation's principal work product is the National Digital Finance Strategy (2026–2030) prepared for Papua New Guinea, completed in Shenzhen on 2 August 2026 and submitted to the PNG Prime Minister's Office.
2026 年 2 月，巴新被金融行动特别工作组列入「应加强监控」名单。国际金融通道收紧，跨境交易周期延长 30–90 天。
In February 2026 PNG was placed on the FATF list of jurisdictions under increased monitoring. Cross-border transactions now take 30–90 days longer.
巴新年产黄金约 60–70 吨，按 2026 年 7 月金价估算年出口价值约 80 亿美元，几乎全部以原材料形式流出，国家外汇储备中黄金占比趋近于零。
PNG produces 60–70 tonnes of gold a year — roughly USD 8 billion at July 2026 prices — almost all exported as raw material, with near-zero gold in official reserves.
全国近 80% 成年人口没有银行账户；现金经济占比超过 30%；中小企业融资成本超过 20%。
Nearly 80% of adults have no bank account; the cash economy exceeds 30%; SME financing costs exceed 20%.
「财政部发起、央行联合监管」双头架构；发行 MEU 主权稳定币，70% 锚定实物黄金、30% 锚定多币种主权债券，季度再平衡。配套 MEU+ 国家储蓄产品。
Dual structure — Ministry of Finance initiates, Central Bank co-supervises. MEU sovereign stablecoin, 70% physical gold / 30% multi-currency sovereign bonds, rebalanced quarterly. Plus MEU+, a national savings product.
国家数字钱包（PNG Wallet）、合规数字资产交易所（PNGX），并出台《数字金融监管沙盒法案》。
A national digital wallet (PNG Wallet), a compliant digital asset exchange (PNGX), and a Digital Financial Regulatory Sandbox Act.
建立 RWA 认证标准局，将矿产、碳汇、渔业配额等代币化；设「社区收益权」机制，原住民通过智能合约自动获得 RWA 税后收益的至少 10%。
An RWA certification bureau for minerals, carbon credits and fishing quotas; a community revenue right entitling indigenous communities to at least 10% of post-tax RWA returns via smart contract.
库姆数字经济园区（Kumul Digital District, KDD）— 国家级数字经济特区，提供制度保障与创新试验场。
Kumul Digital District (KDD) — a national special digital economic zone providing institutional backing and a regulatory testing ground.
由 SP-FDF 承担技术总协调，把国际最佳实践转译为立法草案、技术附件与实施路径。
SP-FDF acts as technical coordinator, translating international best practice into draft legislation, annexes and implementation paths.
以下五份提案构成本战略的落地路径。提交策略：先确立「信用基石」（提案一、五），再并行推进「资本与资产双引擎」（提案二、三），最后推广普惠支付（提案四）。
The five proposals form the delivery path. Sequencing: establish the credit foundation first (Proposals 1 and 5), run the capital and asset engines in parallel (2 and 3), then scale inclusive payments (4).
| 编号No. | 提案名称Title | 核心目标Objective | 合作方Partners | 优先级Priority |
|---|---|---|---|---|
| 1 | 关于设立巴布亚新几内亚黄金银行及发行 MEU 主权稳定币的建议Establishing the PNG Gold Bank and issuing the MEU sovereign stablecoin | 建立国家信用锚与数字法币基础Build the national credit anchor and digital currency base | SP-FDF ＋ 国际合规顾问团SP-FDF + international compliance advisers | P0 |
| 2 | 关于设立国家数字金融母基金并构建财库公司网络的建议National digital finance fund-of-funds and treasury company network | 激活资本引擎，引入外部资源Activate the capital engine and bring in external resources | ＋ ADB / IFC 合作框架+ ADB / IFC framework | P1 |
| 3 | 关于建立国家级 RWA 资产认证与数字资产交易所的建议National RWA certification and digital asset exchange | 盘活实体资产，创造应用场景Monetise real assets and create use cases | ＋ 区块链技术联盟+ blockchain technology alliance | P1 |
| 4 | 关于推广国家数字钱包与建设 Pacific PayFi 商业支付网络的建议National digital wallet and Pacific PayFi payment network | 实现金融普惠，打通最后一公里Deliver financial inclusion to the last mile | ＋ 本地金融科技企业+ local fintech firms | P2 |
| 5 | 关于设立库姆数字经济园区（KDD）及出台监管沙盒法案的建议Kumul Digital District (KDD) and regulatory sandbox act | 提供制度保障与创新试验场Institutional backing and a testing ground | ＋ 巴新法律与政策专家+ PNG legal and policy experts | P0 |
启动黄金质押支付机制；发行首批 1 亿美元 MEU；上线数字钱包 MVP。
Launch gold-collateralised payment mechanism; issue the first USD 100 million of MEU; ship the digital wallet MVP.
MEU 流通规模预计超过 5 亿美元；外汇储备结构显著优化；RWA 认证与交易所投入运行。
MEU in circulation expected to exceed USD 500 million; reserve structure materially improved; RWA certification and exchange operational.
MEU 成为区域性大宗商品结算工具，巴新跃升为南太平洋数字金融中心。
MEU becomes a regional commodity settlement instrument, and PNG emerges as the South Pacific's digital finance hub.
基金会的治理遵循四条原则：决策与执行分离、主权国家主导、多方可参与、全程可审计。
Governance rests on four principles: separation of decision and execution, host-country leadership, multi-party participation, and full auditability.
理事会负责战略与最终审批；执行团队负责日常运营。
A board sets strategy and holds final approval; an executive team runs day-to-day operations.
理事长由所在国提名并须为本国国籍；涉及宗旨与资金重大调整的事项，所在国拥有一票否决权。
The chair is nominated by, and a national of, the host country, which holds a veto over changes to purpose or major funding decisions.
理事会中设独立董事与社区代表席位，全球共建者亦有代表。
The board includes independent directors, a community representative and a global co-builder representative.
专户管理，季度第三方审计，年度审计向共建者公开，管理费设有上限。
Dedicated accounts, quarterly third-party audit, annual audit disclosed to co-builders, and a cap on administrative costs.
| 类别Category | 人数Seats | 说明Notes |
|---|---|---|
| 创始理事Founding trustees | 2–3 | 由发起人提名，首届任期 3 年Nominated by the founders; initial term of 3 years |
| 独立理事Independent trustees | ≥ 2 | 与基金会无经济利益关系，具备国际发展、法律、金融或技术专业背景No economic interest in the Foundation; background in development, law, finance or technology |
| 领域理事Sector trustees | 1–3 | 来自学术界、国际组织、公益界From academia, international organisations and the non-profit sector |
| 捐赠人代表Donor representative | ≤ 1 | 仅限无偿捐赠人，不得因捐赠取得表决权优势Uncompensated donors only; no voting advantage may arise from giving |
理事会共 5–9 名，为单数。理事每届任期 3 年，同一人连续任职不得超过两届（共 6 年），独立理事除外。
5–9 trustees in total, always an odd number. Terms are 3 years; no trustee may serve more than two consecutive terms (6 years), except independent trustees.
出席理事过半数同意通过。
Passed by a simple majority of trustees present.
出席理事三分之二以上同意通过。
Require a two-thirds majority of trustees present.
须三分之二通过的八类事项：① 修改章程 ② 解散基金会 ③ 年度预算与决算 ④ 超过门槛的大额支出或资产处置 ⑤ 超过门槛的捐赠接受 ⑥ 设立或关闭境外办事处 ⑦ 秘书长的聘任与解聘 ⑧ 与关联方的任何交易。
Eight matters requiring two-thirds: (1) amending the Charter; (2) dissolution; (3) annual budget and accounts; (4) expenditure or disposal above threshold; (5) accepting donations above threshold; (6) opening or closing overseas offices; (7) appointment and removal of the Secretary-General; (8) any transaction with a related party.
理事在与本人、其任职机构或近亲属存在利益冲突的事项上必须回避表决，且不计入法定人数。回避情况须记入会议记录。
Trustees must abstain from any matter in which they, their employer or a close relative has an interest, and are not counted toward the quorum. Abstentions are minuted.
以下三条锁定基金会的非营利本质，任何修改均属无效。
These three clauses lock in the Foundation's non-profit nature. Any amendment to them is void.
| 条款Clause | 内容Content |
|---|---|
| 1.3 | 非营利属性——不设股东、不发行股份、不分配利润；任何人不得从基金会财产中取得分红或变相分配Non-profit character — no shareholders, no shares, no profit distribution; no person may take any dividend or disguised distribution |
| 3 | 九项「不做」——见下节Nine prohibitions — see below |
| 9.3 | 剩余财产——解散后必须全部无偿转让给宗旨相似的其他非营利组织；成员、理事、捐赠人均不得取得Residual assets — on dissolution all assets pass to a similar non-profit; no member, trustee or donor may take any part |
本条为基金会存续的合规生命线。任何理事、管理人员、雇员、代理人或合作方，均不得以基金会名义实施下列行为。
This article is the compliance lifeblood of the Foundation. No trustee, officer, employee, agent or partner may do any of the following in the Foundation's name.
| 类别Category | 不做We do not |
|---|---|
| 金融与证券Finance & securities | 发行任何代币、通证、积分或任何形式的可交易数字资产Issue any token, coin, points or tradable digital asset of any kind |
| 发行、承销、推介或代销任何证券、基金份额或投资产品Issue, underwrite, promote or distribute any security, fund interest or investment product | |
| 承诺、暗示或变相承诺任何投资收益或本金安全Promise, imply or disguise a promise of any investment return or principal protection | |
| 资金与融资Funds & financing | 向不特定公众募资Raise funds from the general public |
| 为任何商业主体、关联方或项目公司融资、担保或提供信用支持Finance, guarantee or extend credit to any commercial entity, affiliate or project company | |
| 接受附有投资回报要求、股权对价或商业排他条件的「捐赠」Accept any "donation" carrying return expectations, equity consideration or commercial exclusivity | |
| 身份与代表Identity & representation | 代持、代管或名义持有任何主体的股权、份额、资产或权益Hold on behalf of others any equity, interest, asset or right of any party |
| 代表任何商业主体对外签约、投标或作出商业承诺Sign, bid or make commercial commitments on behalf of any commercial entity | |
| 以基金会名义为任何商业项目背书、增信或提供信用支撑Endorse, credit-enhance or support any commercial project in the Foundation's name |
一个成立不久的基金会，最值得公开的不是愿景，而是账本。本栏目将定期发布审计报告、资金流向与管理费率。
For a young foundation, the thing worth publishing is not the vision but the books. This section will publish audit reports, fund flows and administrative cost ratios on a regular schedule.
接受特定主体的无偿捐赠，且必须通过来源审查。
Uncompensated giving from identified parties, subject to source vetting.
为研究、培训与知识转移提供的合理服务收费。
Reasonable fees for research, training and knowledge transfer.
依法取得的利息与其他非经营性收入。
Lawful interest and other non-operating income.
| 规则Control | 具体要求Requirement |
|---|---|
| 专用账户Dedicated accounts | 资金须存入以基金会名义开立的专用银行账户Funds held only in dedicated bank accounts in the Foundation's name |
| 禁止账外No off-book accounts | 禁止设立账外账户，禁止与任何个人账户混同No off-book accounts; no commingling with personal accounts |
| 大额双签Dual sign-off | 单笔超过既定门槛的支付须两人共同签批Payments above the threshold require two authorised signatures |
| 管理费上限Cost cap | 年度行政管理费用不得超过当年度总支出的 10%；超出须理事会专项批准并向捐赠人披露Annual administrative costs may not exceed 10% of total annual expenditure; any excess requires board approval and donor disclosure |
| 季度复核Quarterly review | 由独立第三方进行财务复核Independent third-party financial review each quarter |
| 年度审计Annual audit | 由具资质会计师事务所审计，报告向全体捐赠人与公众公开Audited by a qualified firm; the report is public and shared with all donors |
接受任何捐赠前，须完成以下四项审查。来源不明或无法完成审查的捐赠，一律拒收。
Before accepting any donation, four checks must be completed. Donations of unknown origin, or which cannot be vetted, are refused.
| 披露项Item | 状态Status |
|---|---|
| 年度审计报告Annual audit report | 〔待补〕[TBC] |
| 资金来源与用途汇总Sources and uses of funds | 〔待补〕[TBC] |
| 管理费用实际比例Actual administrative cost ratio | 〔待补〕[TBC] |
| 理事会成员名单Board member list | 〔待补〕[TBC] |
| 理事利益冲突声明Trustee conflict-of-interest declarations | 〔待补〕[TBC] |
| 章程全文Full charter text | 草案已起草，待法律审定Drafted, pending legal review |
基金会设立「全球共建者」机制，记录每一位参与者对项目的实际贡献，并在项目落地后按贡献值兑换相应权益。
The Foundation operates a Global Co-Builder programme that records each participant's actual contribution, and converts contribution scores into rights as projects are delivered.
提交基本资料，成为登记共建者。
Submit basic details to become a registered co-builder.
参与项目建设、传播、资源对接或捐赠，贡献值被记录并可查询。
Contribute to delivery, outreach, introductions or donations; contribution scores are recorded and queryable.
项目落地后，按贡献值兑换对应的荣誉身份与权益。
When the project lands, contribution scores convert into honorary status and corresponding rights.
战略整合五大模块与 15 份附件，提出从现在起 12 个月、3 年、10 年三阶段实施路径。
The strategy consolidates five modules and 15 annexes, setting out a 12-month, 3-year and 10-year path.
所有公告均标注日期与文件编号，便于溯源。
Every announcement carries a date and document number for traceability.
媒体联络Media：press@spfdf.org
合作与共建Partnership：partnership@spfdf.org
一般咨询General：info@spfdf.org
注册地址Registered address：巴布亚新几内亚 莫尔兹比港（详细地址待补）Port Moresby, Papua New Guinea (street address TBC)
网站Website：www.spfdf.org